FinRAG-12B: A Production-Validated Recipe for Grounded Question Answering in Banking

תקציר מקורי באנגליתarXiv:2605.05482v2 Announce Type: replace-cross Abstract: Large language models (LLMs) are rapidly being adopted across various domains. However, their adoption in banking industry faces resistance due to demands for high accuracy, regulatory compliance, and the need for verifiable and grounded responses. We present a unified, data-efficient framework for training grounded domain-specific LLMs that optimizes answer quality, citation grounding, and calibrated refusal under real-world deployment constraints. First, we describe a data generation pipeline that combines LLM-as-a-Judge filtering, citation annotation, and curriculum learning with only 143M tokens. The resulting 12B model achieves high answer quality outperforming GPT-4.1 on citation grounding, with a modest citation tradeoff vers