We're going to need default hard budget caps on pretty much everything

תקציר מקורי באנגלית<p>Here's a product feature which the world is going to need a whole lot more of over the coming months and years: <strong>default hard budget caps</strong>. I'm talking about the feature of pay-by-usage services and APIs that lets you say "after $X/month, cut this thing off and return errors". These need to be <strong>hard</strong> limits. Soft caps, "after $X/month, send me a warning email", will not cut it.</p> <p>Coding agents, and personal agents (coding agents wrapped in a less threatening UI), greatly reduce the friction of spinning up code that can do useful things. Sometimes those things cost money - calls to paid APIs, or hosted web applications, or systems that can bill for additional storage and compute.</p> <p>Nobody wants to wake up to an email sent at midnight warning about